IS GC SERVICES LIMITED PARTNERSHIP ATTEMPTING TO COLLECT YOUR DEBT?

GC Services Limited Partnership is a debt collection agency based out of Houston, Texas. Much of GC Services’ resources go towards collecting student loan debt, and it has had many cases brought against it for allegedly violating the Fair Debt Collection Practices Act, or FDCPA.

GC Services Phone Call

The FDCPA sets the rules for how debt collectors can interact with consumers when attempting to collect a debt. When a collector breaks any of these rules they can be held accountable in court. If you think you may have been harassed by a debt collector you should take a look at the following list of tactics that the collector cannot use when contacting you:

  • Engage you in a conversation without telling you they are calling to collect a debt.
  • Add fees to your debt other than those they are legally allowed to.
  • Call you before 8:00 AM or after 9:00 PM.
  • Lie to you or threaten to sue you when they know they have no valid legal claim.
  • Continue to contact you after having been provided the contact information of your attorney.

If you have fallen into debt it is likely because you are going through a rough time in your life. There are many other people out there just like you that are in debt because of surprise medical bills, family emergencies, getting laid off, or anything else. Whatever it is that drove you into debt, we know that this is not an easy time for you, and you should not have to be dealing with harassment from debt collectors to make things worse.

If you think that GC Services has not followed the guidelines set out by the FDCPA while calling you, you should consider taking GC Services Court Roomlegal action. You can set up a free consultation with an attorney, and will likely never have to pay your attorney’s fees. If you win the case the collection agency will be responsible for paying your attorney and you could win up to $1,000 in statutory damages.

Phone Numbers Potentially Used by GC Services, Based On Our Internet Research:

1 877 244 7901, (800) 846-6406, (904) 306-7402, (404) 315-5118, (201) 297-4645, (812) 280-2145, (909) 320-2628, (800) 605-5768, (800) 756-6524, (904) 306-7452, (866) 871-9954, (888) 336-9808, (559) 943-1693, (626) 338-3450, (703) 398-1442, (713) 773-7623, (757) 716-7197, (866) 318-2427, (904) 306-7475, (850) 387-4278, (865) 291-5840, (866) 649-1346, (866) 862-2793, (877) 292-2584, (877) 551-9478, (888) 300-9501, (915) 771-9967, (919) 439-7901, (973) 792-8591, (203) 903-0503, (214) 390-7961, (305) 587-2005, (312) 854-1757, (409) 256-3598, (517) 272-5507, (818) 491-3392, (858) 578-1455, (866) 607-2066, (877) 244-7901, (888) 817-4957, (916) 256-4758, (951) 968-4358, (210) 366-4397, (224) 765-0377, (310) 862-9079, (405) 722-2328, (503) 821-7283, (573) 535-6089, (614) 856-2008, (678) 929-4382, (602) 714-7788, (866) 232-1681, (804) 621-0374, (866) 841-9469, (800) 794-8652, (904) 306-7446, (614) 322-1797, (877) 710-8001, (256) 217-4908, (312) 235-6835, (405) 728-1704, (888) 272-5543, (800) 727-5848, (866) 770-7241, (800) 790-0167, (904) 396-6994, (866) 352-7716, (800) 475-7311, (877) 303-8763, (800) 926-3136, (517) 272-5506, (201) 210-5418, (760) 748-4042, (800) 298-6567, (877) 290-3987, (800) 652-7681, (866) 565-2514, (314) 851-4309, (713) 300-7888, (866) 567-1751, (314) 851-4345, (917) 382-5225, (224) 588-5219, (210) 537-5959, (866) 352-6385, (866) 794-1918, (866) 510-9350, (877) 388-1365, (561) 869-1300, (405) 722-1462, (800) 431-7358, (713) 300-7318, (713) 981-5008, (786) 629-5478, (803) 619-2034, (818) 491-3885, (859) 838-0570, (866) 292-5264, (866) 647-3068, (877) 290-8894, (904) 306-7416, (877) 431-3767, (909) 256-6169, (888) 236-3643, (405) 728-0601, (866) 465-7931, (904) 306-7486, (513) 685-0097, (520) 293-3643, (800) 517-9727, (732) 837-2062, (800) 457-2370, (858) 577-2367, (866) 318-4563, (866) 255-4452, (877) 551-9781, (520) 293-2596, (800) 691-3308, (866) 871-7717, (866) 800-1472, (877) 837-0616, (877) 359-5523, (201) 335-0300, (866) 848-1253, (800) 788-1652, (858) 577-3636, (866) 297-9844, (800) 285-3417, (800) 735-8778, (818) 450-5684, (855) 446-2108, (866) 469-5724, (866) 735-1713, (866) 999-5197, (877) 551-9750, (888) 817-2781, (915) 781-0407, (949) 274-9139, (973) 792-8604, (210) 239-0431, (310) 570-2997, (405) 621-6333, (415) 878-1953, (518) 507-5052, (561) 935-1430, (614) 856-2003, (626) 962-1074, (713) 300-7316, (713) 893-4602, (610) 285-1118, (619) 378-4134, (702) 853-0600, (713) 300-7498, (716) 965-5098, (786) 629-5512, (800) 634-3422, (800) 846-1850, (813) 774-4827, (916) 794-0703, (972) 217-8351.

debt collection paperwork

How To Deal With Debt Collectors.

If you are being affected by debt collector harassment it is a good idea to document any interaction you have with GC Services Limited Partnership.  

Documentation To Keep.

  • Keep all letters and documents sent by GC Services.
  • Record the times and dates of any conversations you have.
  • Jot down some notes during your discussion with the partnership.
  • Record conversations if you have that capability.

GavelIf GC Services Limited Partnership is harassing you, you should consider taking them to court.  If you do this it is important to have this documentation so that you can prove your case.

Getting A Collector To Stop Calling You.

Collection agencies do sometimes violate rules and are overly aggressive on phone calls.  Once you hear from a collection agency the first time, there are a number of steps you can take to get them to stop calling.  

Steps To Follow.

  • Send a certified letter to GC Services telling them that they must stop contacting you.
  • Keep track of the time and date of harassing calls so that you can give this information to your lawyer.
  • Notify the GC Services that you have a lawyer.
  • File a complaint with the FTC.

 

Cash

Do you understand your FDCPA Rights?

The FDCPA or Fair Debt Collection Practices Act is a federal law created and implemented to provide restrictions on what GC Services and other collection agencies may and may not do in their collection endeavors. Each state has the power to add additional collection laws to govern alongside the federal law. The blanket idea is that the FDCPA protects those in debt by preventing GC Services, along with other firms, from acting in an unfair, abusive or deceptive manner while collecting.

What types of restrictions must GC Services Follow?

Legal document

The FDCPA legislation creates restriction on certain types of debts, and also places communication restrictions on collection agencies. All this has been done by the federal government in order to hold companies accountable for their collection methods while also making sure those in debt are treated fairly.

The FDCPA regulates debt collectors in the collection of:

  • Medical Debt.
  • Mortgages.
  • Credit Cards.
  • Other Debts:
    • Household.
    • Personal.
    • Family.

A rigorously preserving this federal law on the various types of common debt, the government shoots to maintain an efficient and fair collection process.

Restrictions on Communication.

In addition to the types of debt that are covered by the FDCPA,  the restrictions on communication take protecting citizens to the next level.Legal Agreement For Debt Collection

These Restrictions Include.

  • GC Services may not contact you or anyone else if It is before 8 a.m. or after 9 p.m.
  • GC Services cannot harass you over the phone or in any other way.
  • GC Services is not allowed to contact you if you have hired legal representation.
    • GC Services and any other collection agency must contact the attorney at hand with any collection requests.